Easy Guide: How to Handle Your Flat’s Self Redevelopment in Mumbai When You Live Abroad
Imagine your family flat in an old building in Mumbai needs rebuilding. This is called self redevelopment in Mumbai. It’s like building a big, new LEGO set but it takes years and lots of official paperwork! Now imagine trying to build that LEGO set while you live in London, New York, or Dubai. It sounds super hard and stressful, right?
Your parents are Non-Resident Indians (NRIs), and they worry about two main things:
- Things going wrong (like delays or poor building quality) because they cannot check the site every week.
- Getting lost in the rules (like permits and permissions) from the Mumbai government offices.
Good news! We wrote this guide in super simple steps. By following this plan and getting the right professional help, your family can handle their self redevelopment in Mumbai easily, keep everything safe, and get a bigger, better flat in the end.
What Is Self Redevelopment in Mumbai?
Think of a “Co-operative Housing Society” (CHS) as a big club of people living in the same building.
- Normal Redevelopment: The club hires a builder, and the builder does the work and keeps most of the extra profit.
- Self Redevelopment in Mumbai: The club decides to be the builder themselves! They hire architects, borrow money, and hire contractors directly.
Why is Self Redevelopment better for your family? The society keeps the profit. This means your family usually gets a bigger new flat and some extra cash (called the ‘corpus fund’) compared to projects handled by outside builders. It is a smart move, but it needs careful management.
The Real Worries Your NRI Family Has
When you live overseas, managing self redevelopment in Mumbai creates special problems.
- Missing Meetings: Decisions happen quickly. If your parents miss important votes, the results might not be fair to them.
- Too Many Rules: Mumbai has tricky rules from places like BMC and RERA. Making one mistake in the paperwork, like a problem with a regularisation application, can stop the whole project for years.
- Trusting People: Who can your parents trust to check the construction quality and handle large sums of money when they are not there? They need reliable property management firms.
- The Old Tenant: If your old flat is rented out, moving the tenant out and back in safely needs legal handling (tenant management services), not just a simple phone call.
Step-by-Step Guide: How to Be the Boss From Abroad
You can solve these problems by hiring local “eyes and ears” that are professional and trustworthy.
Step 1: Give Someone Official Signing Power (PoA)
You cannot fly to India every time someone needs a signature.
- Choose a Pro, Not Just a Relative: Your family should hire a professional NRI property management company or a legal firm in India. They know the rules and have no emotional ties.
- Make it Official: Your parents must sign a special document called a Power of Attorney (PoA). This paper says, “This person can sign specific redevelopment documents and vote for me.” They must get this done and checked by the Indian Embassy or Consulate where they live.
Step 2: Make Sure the Project is Always Watched
The society needs someone professional to manage the building site.
- Hire a Project Manager (PMC): The society must hire a Project Management Consultant (PMC). This person is like the chief coach. The PMC checks the contractors, gets legal approvals from the government, and makes sure the building follows the design.
- Insist on Digital Updates: Your family should tell the society to use simple apps (like WhatsApp or email) to share updates. You need weekly reports, photos, and clear financial summaries so you can check everything from your phone. Transparency is key.
Step 3: Protect Your Family’s New Flat
You need an iron-clad promise about your family’s new home.
- Check the Promise Document: Your family must sign a document called the Permanent Alternate Accommodation Agreement (PAAA). This is the society’s promise for the new flat’s size, its location in the new building, and the amount of corpus fund they will get. Have your personal legal expert check this promise before signing.
- Track the Permissions: Your legal helper must watch the government’s permission process (like RERA compliance) closely. They make sure the project is clean of any past issues, like small unauthorised construction regularisation needs.
Step 4: Manage the Tenant and Moving Out
Moving out of the old flat and getting back into the new one must be smooth.
- Get Rental Help: If you have a tenant, use a property rental management firm. They will handle the legal notice for the tenant to move out and ensure your family gets the temporary rent money (called “transit rent”) from the society on time.
- Plan the Return: Once the building structure is finished, your property management team can supervise the interior work, making sure your family’s new flat is ready to move into the moment the society gets the final permission (the Occupancy Certificate, or OC). This covers the essential property upkeep during the transition.
Expert Opinion: Why Professional Help is a Must
Many NRIs think self redevelopment in Mumbai is just about building. It is not. It is about law, money, and building all mixed together.
If your family hires a company that handles both the legal side and the construction side (a hybrid consultant), they save huge amounts of stress and money in the long run. These pros know exactly how to avoid small mistakes that often cause the redevelopment of housing society to stop for years. They are your best insurance policy. This is why having real estate management companies with both legal and technical teams is so valuable.
Key Takeaways: Your Simple Checklist
- Do: Give a specific PoA to a trusted, professional firm in Mumbai.
- Don’t: Rely on relatives who do not have enough time or technical knowledge.
- Do: Demand weekly photo and video updates from the site.
- Don’t: Sign any blank paper or pay money without checking the official work done.
- Do: Make sure the society has the legally required 51% member consent before starting demolition.
- Do: Hire best property management services to look after the property during the whole process.
Frequently Asked Questions (FAQs)
Q1: How much consent do Mumbai societies need to start self redevelopment?
A: Under the current Maharashtra rules, a society requires a minimum of 51% member consent to initiate the redevelopment of housing society process and appoint the Project Management Consultant (PMC).
Q2: How do I ensure RERA compliance when I am outside India?
A: RERA compliance is mandatory for redevelopment projects. Hire a legal partner who will verify the society registers the project with MahaRERA, deposits 70% of customer receipts into an escrow account, and uploads quarterly progress reports, which you can monitor online.
Q3: Can a Power of Attorney (PoA) be revoked during the redevelopment process?
A: Yes, a General or Special PoA is generally revocable. However, if the PoA is given to a developer as part of the Development Agreement, it may be made irrevocable for the tenure of the project. Ensure your personal PoA to your representative is specific and gives you clear termination rights.
Q4: Who pays for the rent of my temporary accommodation during construction?
A: The society, using funds from the construction loan or corpus fund, pays your monthly rent compensation. This is often called transit rent. The quantum and payment schedule must be clearly mentioned in your registered Permanent Alternate Accommodation Agreement (PAAA).
Q5: What are the main benefits of using a professional property management firm for redevelopment?
A: A professional firm provides peace of mind, acting as your local fiduciary. They handle everything from commercial property maintenance services (securing the old building), tenant management services (relocation), legal follow-up, and continuous project oversight, ensuring the project stays compliant and on schedule.
Final Words of Confidence
Your family worked hard to buy their flat in Mumbai. Do not let the distance make them lose control. Handling self redevelopment in Mumbai from abroad becomes highly efficient and low-risk when you replace individual stress with professional structure. By establishing a legally sound Power of Attorney and integrating trusted property management and legal consulting the two critical pillars you gain total visibility and control over the construction, finances, and legal compliance. You successfully modernise your property and step into a high-value, brand-new home on your next visit.
About lawcrust Realty
At LawCrust Realty, we stand apart as a premium and top real estate consulting partner for NRIs across the globe, offering end-to-end solutions in Property Management Services, Property Regularisation, Construction & Redevelopment, and Project Management Consulting. Born out of a legacy in legal and hybrid consulting, we understand the unique challenges NRIs face in protecting and growing their Indian assets – and we bridge them with compliance-driven execution, strategic expertise, and client-first innovation. Whether it is managing NRI-held properties, transforming long-pending assets into legally regularised ones, delivering turnkey redevelopment solutions, or guiding housing societies with independent project management consulting, LawCrust Realty combines authority with accessibility. By choosing us, you do not just solve property challenges from overseas – you future-proof your assets with one of India’s best and most trusted realty partners.
Contact LawCrust Today
- Call Now: +91 8450968472
- Email: inquiry@lawcrustrealty.com
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