Securing Your Investment A Simple Guide to the Cost for Extra Floor Regularisation in Mumbai
Hey, picture this You’ve got a cool flat in Mumbai (maybe your family owns it, and you’re living abroad as an NRI). One day boom! you find out there’s a secret extra floor or room built without permission. Yikes! That sneaky space can cause serious trouble like heavy fines, no redevelopment approval, or even demolition.
But don’t worry! Many families in Mumbai face this same issue. The good news? You can fix it by regularising the extra part making it legal, safe, and fully approved. This simple guide explains everything about the cost for extra floor regularisation in Mumbai and shows how to turn that risky space into a secure, valuable part of your home.
What Makes Up the Cost for Extra Floor Regularisation in Mumbai?
The total cost for extra floor regularisation in Mumbai depends on two main things how big the extra space is and where your building is located. The government uses a yearly price list called the Ready Reckoner Rate (RR Rate) to decide property values in each area. So, if your flat is in a fancy Mumbai neighbourhood, your cost will be higher!
Here’s what usually makes up the total cost:
- Extra Fines: If the construction mistake is serious, you might have to pay additional penalties.
- Main Penalty (Compounding Fee): This is the big fine for breaking building rules. It’s usually 10% to 50% of the RR Rate for every extra square metre. Residential homes pay less than shops or factories.
- Extra Building Rights (Premium FSI Charge): If the extra space still fits under your plot’s allowed FSI, you’ll need to buy those extra rights. This usually costs 20% to 35% of the RR Rate.
- City Upgrade Fee (Betterment Charges): This is your share of the cost for more city services like roads, water, and drainage needed because of the extra floor. It’s another percentage of the RR Rate.
Why Ignore an Extra Floor? Total Disaster!
Builders sometimes sneak in more space, but Mumbai’s city office (BMC) hates that. They call it an FSI violation FSI is just the rule for how much you can build.
Skip fixing it, and here’s what happens:
- No Loans or Sales: Banks won’t touch it, and you can’t sell easily.
- They Might Knock It Down: BMC can seal or demolish poof, your home’s value crashes.
- Rebuild Dreams Die: Your building society can’t get permission to upgrade.
For NRIs, this mess means extra stress from far away. Fix it now to avoid fights later!
What Fixing It Does for You
Regularising means you pay to make the illegal part legal. It’s not just a fine you get safety checks and official stamps.
You win big:
- No More Worry: Government can’t touch you.
- Home Worth More: Clean papers mean easy loans and higher sale price.
- Ready for Upgrades: Your building can grow bigger under new 2034 rules.
Your 5 Easy Steps to Fix It
Grab help and follow this plan you got this!
1: Call the Pros Talk to a licensed engineer and architect. They check if the extra floor is strong and safe, measure the mistake, and give a stability report. NRIs? Teams like LawCrust handle everything for you.
Get Papers Ready The architect draws exact “as-is” plans and fills the form. Send it to BMC online with your ownership proofs and safety report.
3: Wait for the Check BMC compares your plans to the old ones and sends a report on what’s wrong.
4: Pay the Bill They send a notice with the full cost pay fast!
5: Grab Your Proof After checks and payment, you get a certificate. Boom your home is 100% legal!
What Makes the Bill Bigger?
- Where You Are: Swanky areas = sky-high rates.
- How Bad the Mistake: Tiny slip-ups cost less; huge ones need more tests.
- Home Type: Shops pay more than homes.
- Rebuild Time: If your society is upgrading, the builder often pays put it in writing!
A True Win Story
Mr. Patel lives in the US but owns a building in Andheri. The old owner added a secret 6th floor on the terrace. A hot rebuild deal stopped cold because of it.
He called experts fast. They fixed papers, paid ₹18 lakh (based on rates), and got the legal okay. Now the rebuild is on, his family’s home is safe, and its value shot up. Sweet relief!
FAQs
1. What is the cost for extra floor regularisation in Mumbai?
Usually ₹1,000–₹3,000 per sq.m., plus other charges based on your area and property type.
2. Who pays during redevelopment?
In most societies, the builder covers it as part of the redevelopment agreement.
3. Can you regularise after a demolition notice?
Yes, if the structure is safe and qualifies under the scheme, you can apply before demolition.
4. Can all illegal floors be regularised?
No. Only those that meet safety and planning rules can be approved.
5. How long does it take?
Usually 3–6 months, depending on documentation and inspections.
Conclusion: Secure Your Property, Secure Your Future
The cost for extra floor regularisation may feel like a big amount now, but it’s an investment that protects your property and peace of mind.
Once your building is legal, you’ll never have to worry about penalties, legal issues, or blocked redevelopment again.
For NRIs, it’s not just about saving money it’s about protecting your family’s legacy and securing your rightful ownership under Mumbai’s housing and redevelopment laws.
About lawcrust Realty
At LawCrust Realty, we stand apart as a premium real estate consulting partner for NRIs worldwide, offering end-to-end solutions in Property Management, Property Regularisation, Construction & Redevelopment, and Project Management Consulting.
Rooted in a legacy of legal and hybrid consulting, we understand the unique challenges NRIs face in managing and safeguarding Indian assets. Our mission is to bridge these gaps through compliance-driven execution, strategic foresight, and client-first innovation.
Whether it’s managing NRI-held properties, transforming long-pending assets into legally regularised holdings, or delivering turnkey redevelopment solutions LawCrust Realty combines authority with accessibility.
By choosing us, you don’t just solve property challenges from overseas you future-proof your assets with one of India’s most trusted and forward-thinking realty partners.
Contact LawCrust Today
- Call Now: +91 8450968472
- Email: inquiry@lawcrustrealty.com
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